after doing some research from internet, i find out there is another bank offer attractive interest rate a, which is hoxx leoxx bank :P
hoxx leoxx bank offer
loan amount : 170k + 6k (penalty cost for exiting previous package)
tenture: 15 years
lock in tenture: 5 years, penalty 3% of original loan amount
interest rate: BLR - 1.9% for for whole tenture
total repayment: $248,054.99
furthermore, hoxx leoxx bank just few steps out from my house, the agent is my science society senior which is trustful enough. somemore, there is no monthly saving account maintenance charge ($10, which can save up for $1,800 for 15 years) hmmm.. quite a great offer. should i wait for another quote from public bank?! advisor pls.....
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